Commercial Mortgages

We offer first and second charge commercial mortgages and loans for many purposes, relying on a common sense approach and our know-how when making a decision. We cater for a wide range of clients from start-ups to established businesses. These include traditional buy-to-let portfolios, semi-commercial and commercial premises to more complex cases such as pubs, nightclubs, part-developed property and land with no planning or agricultural restrictions.

We’ll consider lending against property regardless of construction, type or use.


- Buy to Lets and Commercial Investments

- Finance from 3% + BoG

- Acquire, Finance and Redevelop



Properties we can mortgage

• Buy-to-let portfolios

• Commercial investment

• Licensed premises, wine bars, social clubs

• Restaurants, hotels and other leisure premises

• Working farms

• Most business premises can be included


Lending criteria

• Mortgages and remortgages from $20,000

• Terms from 2 – 25 years

• Self-employed income sources can be considered

• Secured on many residential, semi-commercial and commercial property types or land

• Capital and repayment or interest only options

• First charge, second charge or cross charge


Fees & Charges

Fees and charges apply with this loan and only deducted from final approved loan and not paid by prospective borrower upfront.


How to apply

Kindly complete an online application form here.



Any property used as security, which may include your home and/or business assets may be repossessed if you do not keep up repayments on your loan, or any other debts secured on it.

However, you may avail yourself of our repayment assistance programme, if you meet the criteria as and when necessary.

Useful Info

Kindly read all our Terms and Conditions (T&Cs) carefully before you sign any Loan Agreement. If you do not understand our loan contract terms & conditions, invest in the services of a lawyer before you sign.
Your use of this website and/or our direct lending services constitutes acceptance of our T&Cs.
You must also agree to our Collection Practices and Zero Tolerance for Non-Performing Loans (NPLs) before any loan is advanced.
If you disagree with how we operate and our T&Cs, please don't use our services.