This option works best for those prospective borrower who may not have the required fees upfront or generally have concerns about upfront fees. The fees for this option are only deducted from the final loan at disbursement and slightly higher than the upfront fee option

To use this option, you must have a collateral with clean title with a certified valuation done, and already registered it with Bank of Ghana's Collateral Registry System.

Upon receipt of a notice of registering your collateral(s) by way of providing us with your collateral ID number and/or registration number, we would search and register appropriate charge against your security property upon satisfactory search certificate issuance, before disbursement. Simple and safe, isn't it? We're not interested in any unproductive long talk and/or meetings. Our selfcare platform offers little to no human intervention, until at the post-application and/or pre-disbursement phase.

This is expected to be a straightforward process if prioritised steps are followed and may even proceed from start to finish until you receive funds without we speaking or meeting with you in-person pe se and no upfront financial risk to the borrower. Our fully digitised, partially automated secured platform offers convenience.